About AimLoan.com

Our mission is to provide the lowest cost, most convenient mortgage in America.

Internet Direct Lender Since 1998

AimLoan.com was founded in 1998 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates the mortgage broker and highly commissioned loan officer, the highest cost components of the mortgage process. We further reduce costs by utilizing automated underwriting systems and other technologies, and by lending in 47 states from a single location. AimLoan.com was founded by Vince Kasperick who continues to serve as president.

Over $13 Billion Funded

We have funded over $13 billion in mortgages to over 50,000 customers. Read testimonials from thousands of customers throughout the 47 states in which we lend.

Federal and State Regulated

We are licensed and in good standing with multiple Federal and State regulatory agencies including:

• Fannie Mae Approved Lender
• Freddie Mac Approved Lender
• 47 State Licensing Agencies

Certified UpFront Lender

We fully disclose rates, points, fees and all third party costs online daily. You may obtain current rates and an Online Good Faith Estimate without providing your email address or any other personal information. Rates are updated daily so you can obtain accurate information 24/7. Learn More

Guaranteed Fees & Closing Costs

We charge one all-inclusive Guaranteed Lender Fee. Additionally, appraisal, escrow and title insurance fees are guaranteed on refinance and home equity loan transactions.

Online Application, Approval & Rate Lock

Our user-friendly online application can be completed in approximately 20 minutes. Upon submission, you will receive an automated loan approval in just 60 seconds. You may then lock your rate and receive an email confirmation of your rate, points (or rebate) and guaranteed fees. You will also be provided with a list of documentation required and a fax number to send it to.

Free Pre-Approvals and Loan Commitment Letters

For customers looking to purchase a new home, upon completion of our online application, our system issues a Pre-Qualification Letter based on the information you provide in your application and your credit report. As a direct lender, we then take the process one step further. At no cost to you, we will collect your supporting documentation (such as paystubs and bank statements), underwrite your file and issue a Pre-Approval Letter. This is the strongest approval you can obtain and will greatly strengthen your offer. It also allows you to close your loan quickly, giving you added bargaining power!

Commitment to Customer Service

We recognize the importance of delivering a high level of customer service in addition to great rates. All of our employees are committed to maintaining our Customer Service Standards.

Values-Based Company

We are committed to conducting business in accordance with the highest ethical standards in order to merit the complete trust of our customers, vendors, loan investors, regulators, the general public and our fellow employees. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.

Community Involvement

We believe in giving back to our community and sponsor a quarterly Community Service Campaign on our website.